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Customized Insurance Solutions That You Need

Our Product Lines: Packages

Commercial Motor Insurance

We exercise full underwriting and claims handling authority as an underwriting agent on commercial motor insurance businesses, as bestowed by various Underwriters at Lloyd’s via binding authorities. The range of commercial vehicles we write include but are not limited to goods vehicles / trucks with a gross weight of 5.5 tons above, tractors, tippers, dump trucks, etc.

Under our current Lloyd’s motor insurance policy, we collaborate with our designated approved repairer Hang Fai Auto Services Company Limited (Hang Fai) in offering the following exclusive value-adding features to our clients, including:

  • 24/7 Towing and Emergency Roadside Assistance Services;

  • Priority Surveying Services and Repairing;

  • No Claim Bonus (NCB) protection on Physical Damage insurance coverage, irrespective of the eventual discharged repair bill amount claimed.

For the Physical Damage coverage part, we may also offer coverage extended furthest to the Guangdong province in Mainland China.

We also offer motor insurance solutions with local papers by partnering with several notable local insurers in the market, should our clients have different insurance needs for their motor fleets.

Image by Mak
Tow Truck

Motor Extended Warranty

Vehicle owners care about their vehicle’s life span as much as their own. As their vehicles get older, the repair frequency increases, so as the costs of repair for each vehicle breakdown. An extended warranty insurance shall fill the void in offering reasonable protection against such risks and give vehicle owners peace of mind.


We work with several prominent insurers to provide coverage, subject to the insurance policy’s terms and conditions, on new and pre-owned commercial vehicles and private cars (including electric cars) on the sudden and unforeseen breakdown/failure of insured component Parts arising from any permanent mechanical, electrical or electronic defect (but not arising from other external force) that cause a sudden stoppage of the Part’s designed function, so that immediate repair or replacement is necessitated before the normal operation of the Part and of the vehicle can be resumed.

Our Product Lines: Packages
Our Product Lines: Packages

Construction Employees'

Compensation Insurance

Our dedicated underwriter underwrites a range of public and private projects in Hong Kong, including but not only limited to Construction, Civil Engineering, Erection, Bridge Works, Building, Foundation, Maintenance, Sewage Treatment, Decoration, Fitting-out Contracts, Electrical and Mechanical Works, Quarry Work and so on and forth, in accordance with our binding authority backed by Lloyd’s capacity.

Construction Worker
Image by Cameron Venti


We have access to both Lloyd’s and non-Lloyd’s capacities presented as local paper, on a facultative / prior-submit basis.


Our marine solutions include the following Classes of Insurance:

  • “Blue-Water” and “Brown Water” Hull and Machinery Insurance;

  • “Blue-Water” and “Brown Water” Protection and Indemnity Insurance;

  • Cargo Insurance – singleton shipment or Open Annual Cover; and

  • Logistics Liability and Freight Forwarders’ Liability.

Our Product Lines: Packages

Other Classes of Insurance

Apart from the above, we understand that our clienteles may have diverse needs in risk and insurance solutions and hence, we also offer the below:

Other customised and niche solutions as required.

  • Employees' Compensation Insurance across various industries and trade sectors;

  • Private Car Insurance (including electric cars);

  • Property and Casualty risks across various industries and trade sectors; and
Insurance Consultation
Our Product Lines: Packages
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